Terms of Use

Effective Date: April 30, 2026
Website: michaelearls.com

1. Acceptance of Terms

By accessing and using this Website, you agree to these Terms of Use. If you do not agree, please do not use the Website.

2. Use of Content

All content on this Website—including articles, posts, images, and materials—is the intellectual property of Michael Earls unless otherwise stated.

You may:

  • Read and share links to content

You may not:

  • Copy, reproduce, or republish content without written permission
  • Use content for commercial purposes without authorization

3. Intellectual Property

All trademarks, branding, and content are protected by applicable copyright and intellectual property laws.

Unauthorized use may violate these laws.

4. No Professional Advice

The content provided on this Website is for informational and educational purposes only.

It does not constitute:

  • Legal advice
  • Financial advice
  • Professional consulting services

You are responsible for how you apply any information from this Website.

5. Disclaimer of Warranties

This Website and its content are provided “as is” and “as available.”

We make no warranties, express or implied, regarding:

  • Accuracy
  • Completeness
  • Reliability

6. Limitation of Liability

To the fullest extent permitted by law, Michael Earls shall not be liable for any damages arising from:

  • Use of the Website
  • Inability to use the Website
  • Reliance on any content

This Website may include links to third-party websites.

We are not responsible for:

  • Their content
  • Their policies
  • Their practices

8. User Conduct

You agree not to:

  • Use the Website for unlawful purposes
  • Attempt to gain unauthorized access to systems
  • Disrupt Website functionality

9. Changes to Terms

These Terms may be updated at any time. Continued use of the Website constitutes acceptance of any changes.

10. Governing Law

These Terms are governed by the laws of the State of Ohio, United States, without regard to conflict of law principles.

11. Contact

For questions regarding these Terms:

Michael Earls
michaelearls.com